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Terms of Use

Last updated October 8, 2026

Second Muster™ is a free, independent resource for veterans, service members and their families. By using the website or the iPhone app, you agree to these terms. They're written in plain language on purpose.

Not an official government site

Second Muster is not affiliated with or endorsed by the U.S. Department of Veterans Affairs, the Department of Defense, any military branch, or any state agency. Only those agencies can decide who qualifies for a benefit or how much you receive.

General information, not advice

Everything here is general information to help you find your way. It is not legal, medical, financial or tax advice, and it does not replace a VA-accredited representative, attorney, doctor or tax professional. For help with a claim, a free accredited Veterans Service Officer (VSO) is a good place to start.

The rating calculator is an estimate

The disability rating calculator, pay amounts and "How close am I?" figures follow the VA's published combined-ratings method and pay tables, but they are estimates. Your actual rating and payment come only from the VA's decision on your claim.

Check details before you act

Benefits, phone numbers, deadlines and dollar amounts change. We check our links and facts regularly, but we can't promise everything is current or complete. Before you make a decision, apply for something, or count on a deadline, confirm the details with the official source.

Links to other websites

Second Muster links to other websites and organizations, like VA.gov, job boards, nonprofits and businesses with veteran discounts. We don't control them and aren't responsible for what they say or do, and a link isn't an endorsement. Their own terms and privacy policies apply.

Free, as is

Second Muster is free and provided "as is," without warranties of any kind. To the extent the law allows, Second Muster and its founder are not liable for any loss or harm from using, or not being able to use, the website or app, or from relying on the information in it.

Please use it kindly

Please don't misuse the website or app, try to break it, or copy it and pass it off as your own. You're welcome to share links and to print pages for yourself, a veteran you're helping, or a veterans group.

Your privacy

Second Muster has no accounts and doesn't collect what you type. See the privacy page for details.

Changes

We may update these terms. The date at the top shows when they last changed.

Crisis help

If you are in crisis, call 988 and press 1, text 838255, or chat at VeteransCrisisLine.net. In an emergency, call 911.

Contact

Questions about these terms: [email protected]